Self Employed Loans

Organising Self-Employed Loans in Townsville and North QLD 

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Self-Employed Home Loans

Most mortgage lenders require at least two years of steady self-employment before you can qualify for a home loan. We can help you borrow up to 95% of the property value.


Most lenders require you to be self-employed for two years or more with two years of tax returns. However, some lenders offer low doc loans if you have a full year's tax return and registered ABN. 


For more information, contact the team at Best Home Loans. You can reach us on (07) 4779 0555.

Contact our mortgage brokers today

Low Doc Loans

 If you are self-employed and have assets and regular income but do not have the documentation to apply for a traditional loan, we may be able to assist. At Best Home Loans, we can help you apply for low doc loans. This loan is a good option for self-employed individuals with complex financial situations because financial statements are not required. 


If you’re considering applying for a low doc loan, our team can help you compare different lenders to find the most suitable deal. Get in touch with us today to learn more.

Frequently Asked Questions

  • What advice do you have on applying for self-employed loans?

    First, be sure to have all your financial documentation in order. This includes tax returns, profit and loss statements, bank statements and any other relevant paperwork. Having everything organised will make the application process much smoother. You should also compare different loan options before choosing one. By taking the time to do your research, you can find the best loan possible for your unique financial situation.

  • Why should I use a mortgage broker to apply for a self-employed loan?

    There are a few reasons why you might want to use a mortgage broker when you’re self-employed. For one, brokers have access to a variety of lenders and can often find you a better deal than if you went directly to a bank or other lender.


    Additionally, brokers can help you navigate the often-complicated process of applying for a loan when you’re self-employed. They understand the unique challenges you face and can help make sure you get the best possible loan for your situation. 

  • What can I pay for with a self-employed loan?

    You can use a self-employed loan for a number of purposes, including: 


    • Purchasing a home 
    • Paying for home improvements 
    • Expanding your business 
    • Paying off debt 
    • Covering unexpected expenses 
    • Funding a major purchase 
    • Investing in real estate

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